IN DEVELOPMENT
T
Tend

Tend now. Live with ease

Estate, inheritance, tax and global life planning for everyone

Built for lives that cross borders

Tend turns one guided conversation into a will, a clear picture and ongoing value of your estate, and tax and residency monitoring — whether your life sits in one country or several. You can also model a move abroad or plan life changes such as retirement. All on your phone or desktop.

The problem

Estate planning is difficult in one country. Almost impossible across borders

Planning reads as difficult legal work, or as something for the wealthy, so it gets postponed — and the law's default outcome decides instead. Where a life spans more than one country, inheritance law, forced heirship and tax differ by jurisdiction and can directly conflict. Consumer tools are built for a single country and cannot see the conflict. Specialist cross-border advice is slow and expensive.

1 in 10 Norwegians have written a will; 56% of UK adults have none Høyskolen Kristiania, 2018; Money and Pensions Service
304m people live outside their country of birth UN DESA, 2024
£5.5tn passing between generations in the UK over the next 30 years Kings Court Trust

The platform

Plan with ease today. Live with ease always

Who inherits, what tax applies, where to live, whether your will holds up in each country — clear answers in the first minutes, not after months of advice. A free simulator, then four products on one record.

Tend Will

Your wishes, done and tended.

A guided interview producing a will from templates reviewed by a qualified lawyer in each jurisdiction. AI fills the template; it never writes the law.

Tend Estate

Your legacy and intentions, safe and tended.

What you own, who receives it, and what the law reserves to whom — across every country you are connected to. Digital assets too: crypto, online accounts and domains, recorded and released to your executor — the part a will alone never reaches.

Tend Tax

Your tax exposure, tracked and tended.

Residency and exposure tracked over time, with warning before a threshold is crossed rather than after.

Tend Life

Where should you live? Found and tended.

Model a move, a change in income or retirement, and see what it does to your estate, your tax and your will before you commit.

Tend for Advisors. Your clients' complete future, tended. Clients arrive fact-found and prepared: assets across countries, beneficiaries, the reserved share computed and the conflicts listed. Permission is the client's — they choose what the advisor sees, and can end it at any time. Advisors suggest; clients decide.

How it works

See your situation free, in minutes. Fix it immediately

1
Inheritance simulator
Three questions — where you live, who is in your family, roughly what you own. No account, nothing saved.
2
Estate health check
An estate map and score. Gaps, legal constraints and tax exposure flagged — including the parts you probably did not intend.
3
Will, tax and scenarios
A guided interview produces a will from lawyer-reviewed templates.
4
A live record
Your plan stays with you rather than sitting in a drawer. Family, executors and advisors connect to the same record, and you decide what each of them can see.

Your data

Built to be trusted with this

You are being asked for your assets, your family and your wishes. That sets the standard for how they are kept.

It stays in Europe

Data residency in the EU, and GDPR by design rather than retrofitted.

Encrypted field by field

Not just the database around them — the sensitive values themselves.

You control advisor access

Advisors sign in with multi-factor authentication, see only what you allow, and every access is logged for you to read.

Tested before launch

An independent penetration test before the product opens to the public.

Contact

Get in touch

Tend is at the stage where conversations are worth more than announcements. If any of the below is you, I would like to hear from you.

Advisors and firms

Private client lawyers, wealth managers, accountants and executors working with cross-border clients.

advisors@tendnow.app

Everything else

Investors, partners, associations, and anyone who wants to know when Tend opens in their country.

hello@tendnow.app